Gihan Wickramasinha is a credit & financial specialist with over 25 years’ of experiences in the Banking & Finance industry.
Gihan is the founding Managing Director of Wixcredit (Pvt) Ltd, the one-stop Corporate services, Management consulting, Accounting services & Credit services Company in Sri Lanka. Due to in-depth sector expertise in SME & Mid Market Companies, Gihan provide a comprehensive and unique range of services which are precisely aligned to its clients’ needs.
Prior to Wixcredit, Gihan was with Assetline Leasing Company Limited, the largest specialised leasing institution in Sri Lanka from 2016 to 2018. He spearheaded to promote and grow its leasing portfolio to a diversified lending portfolio by reviewing & streamlining of existing products and introducing new products to its credit portfolio. He had authored the Credit Policy of the company and reviewed, developed and implemented companywide operational guidelines, credit systems & procedures, credit appraisal tools, techniques & forms and security documentations. He re-engineered credit & recovery processes and had trained, coached and mentored the entire credit team of the company to a change of paradigm from leasing to credit. He had re-evaluated, approved and monitored all large facilities during his tenure in the Company.
Gihan had served Sarvodaya Development Finance Limited, a NBFI and the pioneer micro finance institution in Sri Lanka as its first-ever Head of SME Credit for a brief period in 2016. He spearheaded and setup the SME Credit division of the company as a very successful Strategic Business Unit to offer a wider range of new asset products specially designed for the SME market. He was instrumental in the evolution of the Company from micro lending to fully fledged lending.
Previously, Gihan held various roles with Sampath Bank PLC, the third largest private Commercial Bank in Sri Lanka from 1994 to 2016. He was specialised in Trade & Credit and had also served as a Branch Manager for the Bank for a five years’s period. He spearheaded to set up a branch in Delgoda in Gampaha District in 2011 and successfully lead the branch to a profitable SBU within a one year's period. He was also instrumental to setup Bank’s first ever Trade services units in the Branch network in 2001. He trained, coached and mentored a large number of Trade & Credit officers of the Bank and had directed and guided hundreds of Entrepreneurs to grow and develop their respective businesses over two decades in the Bank. He maintained zero Non-performing advances during his entire tenure at the Bank.
He is an Associate of Chartered Institute of Management Accountants (ACMA) and a CGMA (Chartered Global Management Accountant) designate holder. He is also a licensed Registered Company Secretary in Sri Lanka.